Accountants for landlords, developers and investors.
Portfolio landlords, buy-to-let investors, developers and SPV groups, taxed efficiently and structured for the long term.
Where founders in your sector get stuck
Section 24 mortgage interest
Since finance cost relief was restricted, a portfolio held personally can produce a tax bill that bears little relation to the cash it generates, so the structure needs to be looked at with the borrowing in mind.
Capital gains on disposals
The tax on a disposal is often decided years earlier by how the property was held and occupied, so we plan around the available reliefs rather than calculating the gain after the event.
SPV or personal ownership
New acquisitions can go either way depending on your income and plans, and we'll only suggest moving existing property into a company where the numbers clearly justify the stamp duty and capital gains cost of doing it.
Industry-specific tax expertise
- Section 24 finance cost restriction
- Capital gains tax and Private Residence Relief
- Stamp Duty Land Tax including the higher rates
- Annual Tax on Enveloped Dwellings for high-value structures
- VAT and the option to tax on commercial property
- Inheritance tax and succession planning for portfolios
Related pages
Common questions
Should I hold property personally or in a company?
It depends on the income tax band you're in, how you intend to finance the purchase and what you plan to do with the property eventually, so we model both routes over a realistic holding period before you commit.
Can you help me set up an SPV?
Yes, including the share structure, an incorporation that lenders are comfortable with, and the ongoing accounts and filings once it's trading.
Do you handle furnished holiday lets?
Yes, including the effect of the recent changes to the regime on the reliefs those properties used to attract.