· Abbas Gulamhusein
The mansion tax that already exists
While everybody argues about whether we're going to get a wealth tax, one has already been announced. It starts in April 2028, and the valuations being used are 2026 values.
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Tax and accounting articles
Insights from the Saymur team.
These are written by the accountants and tax advisers who deal with this work every day, so they cover the questions clients actually bring us.
· Abbas Gulamhusein
Can you still split a company without paying tax?
HMRC has consulted on changes that would close the route most owner-managed businesses use to separate. Nothing has been legislated, but the direction is clear enough to be worth understanding now.
Read more →· Abbas Gulamhusein
Inheritance tax: what's changed and what's coming
Inheritance tax has moved more in the last two years than it did in the previous twenty. Four changes matter, and the biggest one is still ahead of us.
Read more →· Abbas Gulamhusein
Making Tax Digital for Income Tax: where you stand now
MTD for Income Tax went live in April 2026. If you're in the first wave your next quarterly deadline is 7 November. If you're in the April 2027 wave, you've about six months.
Read more →· Abbas Gulamhusein
How is a share buyback taxed, and why does the treatment matter so much?
When a company buys back its own shares from a shareholder, the proceeds can be taxed in one of two completely different ways. On a large buyback the gap between them runs into hundreds of thousands of pounds. The transaction is identical either way; only the tax treatment changes. That is exactly why HMRC pays attention, and why you should too.
Read more →· Abbas Gulamhusein
What is a director's loan account, and what happens when it goes overdrawn?
Take money out of your company that isn't salary, a dividend or a genuine expense, and it lands in your director's loan account. Leave that account overdrawn and it triggers tax charges that catch a lot of owner-directors by surprise. From April 2026 the main charge is bigger than it used to be.
Read more →· Abbas Gulamhusein
Can my company pay my pension contributions?
If you're a director running a company that's making real profit, one of the most tax-efficient decisions you can make is paying pension contributions through the company rather than from your personal income.
Read more →· Abbas Gulamhusein
What expenses can I put through my limited company?
Running a limited company means you only pay corporation tax on profit, not on revenue. That profit is calculated by taking your income and subtracting your expenses. But not every expense you incur gets deducted.
Read more →· Abbas Gulamhusein
Do I need to register for VAT?
If you run a business above a certain size, you'll need to register for VAT whether you want to or not.
Read more →· Abbas Gulamhusein
Should I buy a property through a limited company?
This is one of the most common questions I get from landlords and property investors. The answer most people hope for is a simple yes or no.
Read more →· Abbas Gulamhusein
What is R&D tax relief and does my business qualify?
R&D tax relief is one of the most underutilised reliefs available to innovative UK businesses.
Read more →· Abbas Gulamhusein
How do I reduce my corporation tax bill?
If you're running a profitable limited company, corporation tax is one of your biggest costs.
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What are capital allowances and how do I claim them?
When a business buys an asset, the cost doesn't simply get deducted from profit in the year of purchase.
Read more →· Abbas Gulamhusein
Why do I need management accounts?
If the only financial information you look at each year is your statutory accounts, you're making decisions about your business based on figures that are six to nine months old.
Read more →· Abbas Gulamhusein
How is my business valued?
Business valuation matters in several contexts.
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